ABOUT
At Faith Financial, our goal is to protect what you care about most.
Sarah Ruiz is an ambitious learner and firm believer in financial literacy, embodying our purpose “To Educate and Empower.” Born in Mexico and transitioning to the United States at the age of nine years old, Sarah began developing a passion for learning, while graduating with honors with English as a second language. She furthered her passion for personal development and began to seek out opportunities to fuel the desire to support others through education.
Sarah brings a vast range of experience to better understand and support the needs and opportunities of her clients. Deep-rooted in her upbringing, Sarah’s passion to support financial literacy in the Hispanic community is complemented by her devotion to empower female entrepreneurship. She has only begun to scratch the surface of creating limitless growth for her clients and team within her new role.
SERVICES
Tailored insurance for
every stage of life.
01
Life
Insurance
When we think about insurance, we usually do not consider all of the different types of insurance plans that are available to us. Whether it is term, permanent, whole, universal, simplified issue, or final expense insurance, we can help you decide the best plan for you and your family. Our team specializes in getting ITIN recipients insured.
02
Disability
Insurance
Understanding the healthcare system can be overwhelming. Whether you are trying to retire before Medicare, on Medicare, or are concerned about the high cost of Long-term Care, we take the time to ensure that you know your options and create a plan that matches your health and budget.
03
Income Protection
We will evaluate your current income situation and we will help to ensure your expenses can be paid month to month with reliability and predictability. We will help ensure that we have maximized your options and decisions to protect your income in the event of an unexpected disability, illness, or death.
04
Retirement Planning
Retirement planning is an important consideration for everyone. With inflation and taxation gradually increasing, it is crucial to start planning ahead for retirement in order to have a comfortable lifestyle in later years.
05
Living Trust
We will work with you closely to gather all assets and help maximize the amount of generational wealth your loved ones will inherit. We will effectively manage your estate during your lifetime while controlling the distribution of your wealth upon your death.
06
Employee Benefits
If your business has five or more employees, you are required to offer access to a retirement plan and neglecting to do so before the set deadlines can mean hefty financial penalties. We can show you how to receive valuable tax deductions through company matched dollars, profit sharing, and new plan start up costs.
07
Mortgage
Protection
Mortgage protection is a type of insurance designed to help cover mortgage payments in case the policyholder encounters financial difficulties. This policy pays off the remaining balance of your mortgage if you pass away, ensuring that your family can keep the home without worrying about the mortgage debt. It can also include coverage for disability or critical illness, depending on the policy.
08
Key Person
Insurance
Key person insurance is a type of life insurance policy that a business takes out on the life of a key individual—often an executive, founder, or another person critical to the company’s success. If the insured person dies or becomes unable to work due to illness or disability, the policy provides a payout to the business. This payout can help cover costs associated with their loss, such as recruiting and training a replacement, compensating for lost business, or addressing any financial instability caused by their absence.
PARTNERS
Strength that speaks for itself
